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Christmas Strategies Gifting without Charging
By Darlene Arechederra

Before we know it, the shopping season will be upon us. And, just like Santa's little elves will be working feverishly, we've got to get busy saving up our cash for Christmas. The alternative could be to watch helplessly as our credit card balances increase.

But is it really possible to have a Christmas without using our credit card? Absolutely! It isn't hard -- it's just a matter of getting started now! Here are these 3 simple steps to begin...

Step 1: Determine exactly how much cash you will need.

How much do you normally spend for Christmas gifts and goodies? Be sure to add in special food expenses to your total, if you're providing the main holiday meal...
[ Read Article ]

More Christmas Gifts Ideas Resources

In the News

Flowers, heirlooms among centerpiece ideas
Fresh flowers may seem luxurious but they add an extra layer of loveliness to your rooms. For those who've grown tired of the same old centerpiece, Bruce Weber, owner of Weber's Floral Gifts in Livonia, shares some budget-friendly ideas. Read More ...

It's Never Too Early to Get a Jump On the Holidays With Personalized Photo Ornaments
Personalized Gifts Express is now launching a new line of personalized Christmas tree ornaments. They have also streamlined the design and ordering process making it simple and easy. Logo ornaments and Photo Ornaments now available with one or two side imprint. Read More ...

Money can work for a child's birthday present and as a donation
In Kathy Lynn's July 21 column, Consider Charitable Gifts Carefully, she says she was asked what she thought of a four-year-old being invited to a birthday party and being asked to bring money in lieu of a gift and that it would be donated to a local charity. Read More ...

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